Personal Insurance

Homeowner Insurance

Homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can also add supplemental policies such as:

  • Valuable Articles/Floater policies
    (i.e. Jewelry Insurance)
  • Flood policies
  • Umbrella policies (additional liability)

Automobile Insurance

The insurance protection you need when you’re on the move:

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.
  • Motorcycle Insurance – Ride safe and insure your motorcycle.
  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.
  • Classic Car Insurance – Your classic car is an icon. Insure it well.
  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

Life Insurance & Annuities

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.